Salary + FD Interest ITR Filing
ITR filing for salaried individuals with Fixed Deposit interest, dividends, and other income
Overview
Salary + FD Interest ITR filing is designed for salaried individuals who, in addition to their employment income, earn interest from Fixed Deposits, Recurring Deposits, savings accounts, or dividend income from shares and mutual funds. Banks typically deduct TDS at a flat 10% on FD interest above ₹40,000, regardless of the taxpayer's actual tax slab — making accurate reporting and refund computation essential. Dividend income is now fully taxable in the hands of the investor at slab rates, and all such income, including small amounts where no TDS was deducted, is captured by the Annual Information Statement (AIS). Filing without reporting this income, even when TDS has already been deducted, is a common cause of post-filing mismatch notices.
Services Included
- Form 16 and salary income computation
- FD, RD, and savings interest computation across all banks
- Dividend income reporting from shares and mutual funds
- AIS and Form 26AS reconciliation for TDS verification
- Old vs New Tax Regime evaluation including 80TTA deduction
- ITR-1/ITR-2 preparation and e-verification
Who Should Buy
- Salaried employees with FD/RD interest income
- Investors receiving dividend income
- Employees with multiple bank FDs
- Individuals seeking TDS refund on FD interest
How It's Done
Subject to accurate bank interest and dividend documentation
(Estimated completion: 2–4 working days)
Buy the plan
Select and pay for the service.
ITR expert assigned
A tax expert will get in touch with you.
Document collection & verification
Form 16, bank statements, and interest certificates reviewed.
AIS reconciliation
AIS and Form 26AS matched against actual income.
ITR filed & e-verified
Return is filed and e-verified on the income tax portal.
Documents Required
PAN Card
Aadhaar Card
Form 16 from employer(s)
FD/RD interest certificates from all banks
Dividend statements from broker/companies
Bank account statements
Investment proofs for deductions (Old Regime)
FAQs
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Salary + FD Interest ITR Filing
₹1,299