New regime
Lower slab rates with fewer deductions — often simpler for salaried taxpayers.
Free tools
Free Income Tax Calculator
Old vs new regime estimates for FY 2025–26
Enter annual income, pick a regime, and see taxable income, cess, and estimated tax. Educational only — not a filing computation.
₹
Salary / business income before deductions (illustrative).
Gross income₹0.00
Standard deduction₹75,000.00
Taxable income₹0.00
Tax before cess₹0.00
Health & education cess (4%)₹0.00
Estimated tax payable₹0.00
Effective rate on gross: 0% · FY 2025–26 slabs (simplified)
Illustrative estimate only. Rules change; this is not tax, legal, or financial advice. Confirm with a qualified professional before filing or paying.
Understanding Your Tax Estimate
1
Gross income is your annual income before deductions
2
Standard deduction is applied based on the selected regime
3
Old regime can include Chapter VI-A deductions (simplified total)
4
Health and education cess at 4% is added on tax
New Regime Snapshot (FY 2025–26)
0%
- Income up to ₹4 lakh
5–15%
- ₹4–16 lakh bands (simplified)
20–30%
- Higher income slabs
How This Calculator Works
- 1
Enter your annual gross income
- 2
Choose new or old tax regime
- 3
Add deductions if using the old regime
- 4
Review taxable income and estimated tax with cess
Key Concepts
Old regime
Higher slabs but room for deductions such as 80C, HRA, and other Chapter VI-A claims.
Cess
Health and education cess is typically 4% of income tax (before credits).
Estimate only
Rebates, surcharge, and special incomes are simplified or omitted here.
Income Tax Calculator FAQs
Yes. No login is required. Results are illustrative estimates only.
Need help beyond estimates?
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