Individual Tax Planning & Advisory
Proactive tax strategy for salaried employees, investors, freelancers, and professionals
Overview
Individual Tax Planning and Advisory is a proactive, forward-looking service that helps salaried employees, freelancers, professionals, and investors structure their income, investments, and financial decisions before the financial year closes — when planning options are still available. This covers Old vs New Tax Regime evaluation, Chapter VIA deduction optimization, salary structuring for tax-efficient components like HRA and NPS, capital gains timing around holding period thresholds, and reinvestment exemption planning under Sections 54, 54EC, and 54F. Unlike return filing, which reports what has already happened, individual tax planning is designed to influence the outcome itself through timely, informed decisions made throughout the year, not just at filing time.
Services Included
- Old vs New Tax Regime annual evaluation
- Chapter VIA deduction and investment planning
- Salary structuring advisory (HRA, LTA, NPS)
- Capital gains timing and holding period planning
- Reinvestment exemption advisory (Sections 54, 54EC, 54F)
- Quarterly advance tax estimation and reminders
Who Should Buy
- Salaried employees seeking regime optimization
- Investors planning capital gains timing
- Freelancers evaluating presumptive vs books strategy
- High-income individuals with surcharge considerations
How It's Done
Best results when planning begins early in the financial year
(Estimated completion: 3–5 working days for initial plan; ongoing advisory through the year)
Buy the plan
Select and pay for the service.
Tax planning expert assigned
A tax planning expert is assigned to your profile.
Financial profile review
Income sources, investments, and goals reviewed.
Personalized tax strategy
Regime, deductions, and timing strategy developed.
Ongoing advisory & adjustments
Quarterly check-ins to adjust the plan as income changes.
Documents Required
Previous year's ITR and computation sheet
Current salary slip or offer letter
Existing investment portfolio summary
Capital asset holding details (shares, MF, property)
Loan statements (home loan, education loan)
Form 26AS and AIS from the most recent year
FAQs
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Average Rating
Individual Tax Planning & Advisory
₹4,999