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NPS Calculator

NPS contributions and indicative retirement corpus. Free planning calculator.

₹
Monthly employee NPS₹7,500.00
Monthly employer NPS₹7,500.00
Total monthly contribution₹15,000.00
Indicative corpus at retirement₹2,00,68,355.22
Sec 80CCD(1B) extra deduction (indicative/yr)₹50,000.00

Illustrative only; actual NPS returns and tax benefits depend on tier, fund manager, and rules in force.

Illustrative estimate only. Rules change; this is not tax, legal, or financial advice. Confirm with a qualified professional before filing or paying.

How to use this tool

1

Set monthly contribution

2

Choose expected return and tenure

3

View indicative corpus

4

Read tax notes before investing

Quick steps

  1. 1

    Set monthly contribution

  2. 2

    Choose expected return and tenure

  3. 3

    View indicative corpus

  4. 4

    Read tax notes before investing

Good to know

80CCD(1B)

Additional deduction may apply for Tier I — confirm with your CA.

Indicative return

NPS returns are market-linked; the % you enter is an assumption.

Tier I vs II

Tax treatment differs. This tool is a corpus estimate, not a product selector.

Annuity

At exit, a portion may need to be used to buy an annuity under NPS rules.

Not advice

Educational only. Scheme rules and tax limits change.

NPS Calculator FAQs

Additional ₹50,000 deduction under Section 80CCD(1B) is shown indicatively for Tier I contributions.

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